I Ndelo peter have carried out income assesement interview on my client's monthly income and expenditures and find that she has four sources of income and a number of expenses as below:

Sources of income

:Monthly salary ushs 200000/=
Bracelets ushs 25000o/=
From sister ushs 100000/=
Bussiness (Peanut butter) ushs 120000/=
Total monthly income is: ushs 670000/=
MOTHLY EXPENDITURES:
Food ushs 140000/=
Transport ushs 20000/=
Medical ushs 20000/=
Dependants ushs 20000/=
House rent ushs 80000/=
Electricity bill ushs 15000/=
Water bill ushs 10000/=
Clothings ushs 20000/=
School fees ushs 150000/=

Total monthly expenditures is: ushs 475000/=

My client wishe to apply for a loan amount of ushs 800000 and I and her agreed that she is capable of paying it in six months that is to say, ushs 147335/= per month and the difference between her monthly income and expendituers is ushs 195000/=.