Reincome assesement of Grace Ayaa.

I Ndelo peter have carried out income assesement interview on my client's monthly

income and expenditures and find that she has four sources of income and a number of
expenses as below:


Sources of income

:Monthly salary ushs 600,000/=

Bussiness (Peanut butter) ushs 120,000/=

Total monthly income is: ushs 720,0000/=

MOTHLY EXPENDITURES:

Food ushs 140000/=

Transport ushs 20000/=

Medical ushs 20000/=

Dependants ushs 20000/=

House rent ushs 80000/=

Electricity bill ushs 15000/=

Water bill ushs 10000/=

Clothings ushs 20000/=

School fees ushs 150000/=

Total monthly expenditures is: ushs 475000/=

My client wishe to reapply for a loan amount of ushs 1000000 and I and her agreed that

she is capable of paying it in 8 months that is to say, ushs 150,000/= per month and
the difference between her monthly income and expendituers is ushs 245,000/=.

Inspired by Life in Africa: Inspired by Grace Ayaa: (From Apio Esther)

Grace Ayaa counts the loan funds she has received

Grace's loan for expanding her peanut butter business has been guaranteed by her peers at the Life in Africa community, and funded at http://kiva.org

Visit Kiva to read Grace's full loan description and an ongoing journal about the impact of this loan.

Wise African Living: Naming in the Acholi Tribe (from Grace Ayaa)

This is a picture of Grace Ayaa at home operating her peanut butter machine.



This is a picture of Grace Ayaa cleaning her peanut butter machine ready to begin her work.

I Ndelo peter have carried out income assesement interview on my client's monthly income and expenditures and find that she has four sources of income and a number of expenses as below:

Sources of income

:Monthly salary ushs 200000/=
Bracelets ushs 25000o/=
From sister ushs 100000/=
Bussiness (Peanut butter) ushs 120000/=
Total monthly income is: ushs 670000/=
MOTHLY EXPENDITURES:
Food ushs 140000/=
Transport ushs 20000/=
Medical ushs 20000/=
Dependants ushs 20000/=
House rent ushs 80000/=
Electricity bill ushs 15000/=
Water bill ushs 10000/=
Clothings ushs 20000/=
School fees ushs 150000/=

Total monthly expenditures is: ushs 475000/=

My client wishe to apply for a loan amount of ushs 800000 and I and her agreed that she is capable of paying it in six months that is to say, ushs 147335/= per month and the difference between her monthly income and expendituers is ushs 195000/=.

My Life in Africa

Grace Ayaa is a member of life in Africa Kampala, a team leader WE center Gulu and so active in the community.